Does an additional $1000 in your hand sound appealing?

Before you want to purchase or refinance with a bank, talk to us. It could be worth $1,000 to you by talking to us first! We’ve got access to all the lenders and we will negotiate the best deal for your needs.

There’s only one way to beat an economic down-turn! We reckon it’s to roll up our sleeves, upgrade the quality of customer services, offer our customers the best possible incentive we possibly can and get busy.

And that’s why we’re offering you the opportunity of receiving the tidy sum of $1,000 cash back – just for taking a new loan or refinancing an existing loan with us.

Once the loan settles, the $1,000 is yours.

And we’re offering this incentive for absolutely any new home loan*. It could be for the purchase of a home or an investment property.

It’s surely an incentive to get you thinking…. What do you need? What represents a good opportunity to be buying now?

And speaking of services you may not be aware of the level of expertise that’s within our team.

Gone are the days when a loan was handled by a person who was simply good at filling out forms.

We’ve built a team of specialists. We can provide you with a specialist to help you in any form of borrowing – whether it be for a home loan, a business loan.

And to illustrate the type of assistance given, we can advise you on your eligibility for any form of government assistance and help you with your application. A good example of this is the First Home Buyer’s Grant – our service extends well beyond just advising you to apply but actually helping you with the applications, with the appropriate forms.

It’s all part of the service we’ve introduced to make Royal Guardian the absolute winner in helping people with loans that fit.

*Conditions for $1000 CASHBACK OFFER.

1. Cashback amounts are based on the following settled loan amounts:
a) <$100,000 – Nil
b) $100,000 to $249,999 - $250
c) >$250,000 to $499,999 - $500
d) >$500,000 to $749,999 - $750
e) >$750,000 to $999,999 - $1000
f) > $1,000,000 - $1500


2. The completed “Agreement to Rebate Fees” form must be completed and signed by the client and the loan writer and returned to our office prior to loan settlement.
3. Cashback is only payable after settlement of the loan through a Royal Guardian (or associated company) accreditation.
4. Cashback payment will be by cheque to clients, and made by the end of the month after the month of settlement, eg, if the loan settles in June, then the Cashback will be made by the end of July.
5. Not available for Line of Credits.
6. Not available if DAF, ERF, DEF or other discharge fees and costs are being waived or refunded.
7. Not available for existing Royal Guardian loans being refinanced.
8. If the loan discharges within 18 months after settlement the full Cashback payment made must be refunded to Royal Guardian (or it’s associated company) within 14 days of discharge.