What’s New

Royal Guardian’s December 2011 interest rate decreases

‘O’ Suite Loans
All variable rate loans 0.25% decrease, effective Friday 23rd December 2011 for existing loans.
‘I’ Suite Loans
All variable rate loans 0.25% decrease, effective Friday 23rd December 2011 for existing loans.
‘A’ Suite Loans
All variable rate loans 0.25% decrease, effective Thursday 22nd December 2011 for existing loans.
‘M’ Suite Loans
All variable rate loans 0.25% decrease, effective Friday 23rd December 2011 for existing loans.
No rate decrease for Reverse Mortgages.


Royal Guardian’s November 2011 interest rate decreases

‘O’ Suite Loans
All variable rate loans 0.25% decrease, effective Monday 21st November 2011 for existing loans.
‘I’ Suite Loans
All variable rate loans 0.20% decrease, effective Monday 14th November 2011 for existing loans.
‘M’ Suite Loans
All variable rate loans 0.25% decrease, effective Monday 21st November 2011 for existing loans.
No rate decrease for Reverse Mortgages.
‘A’ Suite Loans
All variable rate loans 0.25% decrease, effective Tuesday 16th November 2011 for existing loans.


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Looking to set up a small business? Need a commercial loan?

If you want to buy a commercial property or re-finance your existing loan, we can help you realize your dream in 48 hours

• Low Doc products at Full Doc pricing (no premium)
• Combine business and home landing and borrow up to 75% property value
• Variable or fixed rates
• NO Annual package fee
• Same forms and process as residential
• Small business lending up to $1 MILLION
• Same application form as residential
• Fast turn-around times inside 48hrs
• Simple easy process
• Commercial 100% Offset facility available on variable product at no additional cost


Personal loans - Fast, flexible, for almost anything

With competitive interest rates for almost any worthwhile purchase or endeavour, a Personal Loan gives you the freedom & flexibility to reward yourself with life’s little (or not so little) luxuries.

A Personal Loan is a hassle-free and quick way to borrow money for almost any worthwhile purpose. It can give you the money you want when you want it, and the interest rate will not be as expensive as other sources of money such as credit cards. Our personal loans usually range from $1,000 to $50,000 without security. If you offer acceptable security the amount can be up to $100,000. As a general rule, these loans are repaid over a period between one and seven years.

Expenses for which Personal Loans are especially suitable:
Home renovations, Motor vehicles, Caravans, Holidays & travel, Wedding expenses, Home furnishing, Major appliances, Education expenses, Debt consolidation, Medical & hospital expenses, Investment in property, Deposit for home purchases, etc.


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